Finance Insights

Purchasing machinery from Private Sellers

Are you looking to buy used machinery or equipment - but the seller is not a licensed dealer?Finance is available on privately purchased machinery of all types (to approved ABN holders) but there is extra paperwork, searches, and a number of challenges that a customer/business may face, all of which...

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Private Sale Vehicle Finance

Are you looking to buy a used car, ute, truck, or van - but the seller is not a licensed dealer?Commercial finance companies offer loans on privately purchased vehicles (to approved ABN holders) but there is extra paperwork, searches, and a number of challenges that a customer/business may face, all...

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What is the actual cost of your loan?

An important thing to look out for when you buying a new vehicle is the real cost of the finance - beyond the flashy advertising and marketing of car dealer finance. A low advertised interest rate will be attractive, but it often does not include the additional financed fees (origination...

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Green Vehicle Discount

As an incentive for businesses and business people to purchase low emission vehicles, a discount of around 1% off the standard vehicle finance rate is available for qualifying "Green" vehicles.Green vehicles come in all different colours of course (not just green).  What they have in common is that they are...

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Vehicle Finance - loans vs leasing

Business owners often ask the question - What is the best finance product for the purchase of my new company car?There is no "best" option, only the most appropriate for your circumstances.  Loan / Chattel Mortgage / Asset Loan / Specific Security DeedThis is the most common form of finance...

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What is small ticket equipment finance?

In the finance industry, the term "small ticket" is often applied to equipment loans under $50,000.  There are a number of non-bank finance companies with streamlined credit approval processes to assist business owners with the acquisition of equipment that may be critical to the operation of their business.To qualify for...

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